adminOperator
Good morning, and welcome to the Mercantile Bank Corporation 2025 Fourth Quarter Earnings Results Conference Call. [Operator Instructions]. Please note, this event is being recorded.
I would now like to turn the conference over to Nichole Kladder, Chief Marketing Officer of Mercantile Bank. Please go ahead.
Nichole Kladder
Hello, and thank you for joining us. Today, we will cover the company’s financial results for the fourth quarter of 2025. The team members joining me this morning include Ray Reitsma, President and Chief Executive Officer; as well as Chuck Christmas, Executive Vice President and Chief Financial Officer.
Our agenda will begin with prepared remarks by both Ray and Chuck and will include references to our presentation covering this quarter’s results. You can access a copy of the presentation as well as the press release sent earlier today by visiting mercbank.com.
After our prepared remarks, we will then open the call to your questions. Before we begin, it is my responsibility to inform you that this call may involve certain forward-looking statements such as projections of revenue, earnings and capital structure as well as statements on the plans and objectives of the company’s business.
The company’s actual results could differ materially from any forward-looking statements made today due to factors described in the company’s latest Securities and Exchange Commission filings. The company assumes no obligation to
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