{"id":12694,"date":"2025-11-01T13:02:53","date_gmt":"2025-11-01T13:02:53","guid":{"rendered":"https:\/\/lendingsensibly.com\/?p=12694"},"modified":"2025-11-01T13:02:54","modified_gmt":"2025-11-01T13:02:54","slug":"finvolution-vs-qfin-both-undervalued-but-qfin-offers-the-bigger-margin-of-safety","status":"publish","type":"post","link":"https:\/\/lendingsensibly.com\/?p=12694","title":{"rendered":"FinVolution Vs. Qfin: Both Undervalued, But Qfin Offers The Bigger Margin Of Safety"},"content":{"rendered":"<div data-test-id=\"author-root\">\n<p class=\"mb-12 text-medium-2-r text-share-text-3\">This article was written by<\/p>\n<div class=\"relative mb-12 flex justify-between\">\n<div class=\"flex\">\n<div class=\"flex shrink-0 items-center justify-center relative size-36 rounded-full\" data-test-id=\"user-pic-wrapper\"><\/div>\n<\/div>\n<p><button data-state-text=\"Following\" aria-label=\"Follow Matthias Frost\" class=\"ihjjQ py-8 px-18 o7ZP8 ml-8 mt-0 shrink-0 self-baseline text-small-b relative inline-flex cursor-pointer select-none items-center whitespace-nowrap break-words transition-colors hover:no-underline motion-reduce:transition-none border-black bg-black text-white hover:bg-black-70 disabled:border-transparent disabled:bg-black-20 dark:border-black-10 dark:bg-black-10 dark:text-black dark:hover:border-black-30 dark:hover:bg-black-30 dark:disabled:bg-black-30 w-auto min-h-28 justify-center border px-12 py-1 text-medium-r rounded-6\" data-test-id=\"follow-button\" type=\"button\"><span class=\"\"><span aria-hidden=\"true\" class=\"wMAFB relative flex justify-center\" data-state-placeholder=\"Following\"><span class=\"absolute\">Follow<\/span><\/span><\/span><\/button><\/p>\n<\/div>\n<div class=\"text-medium-2-r\">\n<div class=\"relative\">\n<div class=\"relative overflow-hidden\" style=\"max-height:100%\">\n<div>\n<p>I am a former professional poker player with interest and involvement in the stock market for more than 10 years. By the age of 29, I was able to retire from playing poker and focus solely on my investments. Playing poker professionally for many years taught me strategic thinking, risk management, and breaking complex situations down to their essence. As an investor, I have a general interest in any business that appears attractively valued and is easy to understand. I usually prefer technology-driven stocks or stocks with growth at a reasonable price, preferably in up-trending markets. As an early investor in cryptocurrencies, I also have a natural interest in following current trends in that space. Since becoming a member of Seeking Alpha, I constantly refine my investments with the help of Seeking Alpha\u2019s Quant Algorithm and my own qualitative and quantitative tools. I have profited a lot from the outstanding quality of the Quant Algorithm and the excellent analysis and comments written by other Seeking Alpha members. Due to the nature of my portfolio, with a high allocation to cryptocurrencies and tech stocks, I have been able to outperform broader markets over the last years.Being a contributor for Seeking Alpha is a privilege for me and motivates me to go even deeper, when it comes to my investment research. With my work, I hope to share valuable insights and give something back to this community.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div data-test-id=\"content-container\">\n<p id=\"a-disclosure\"><b>Analyst\u2019s Disclosure:<\/b><span>I\/we have a beneficial long position in the shares of FINV, QFIN either through stock ownership, options, or other derivatives.<\/span><span id=\"top-business-disclosure\"> I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. <\/span><\/p>\n<p id=\"a-disclosure-more\"><strong>Seeking Alpha&#8217;s Disclosure:<\/strong> Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.<\/p>\n<\/div>\n<p>Read the full article <a href=\"https:\/\/seekingalpha.com\/article\/4836672-finvolution-vs-qfin-both-undervalued-but-qfin-offers-the-bigger-margin-of-safety?source=feed_all_articles\" target=\"_blank\" rel=\"noopener\" rel=\"nofollow\">here<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>This article was written by Follow I am a former professional poker player with interest and involvement in the stock market for more than 10 years. By the age of 29, I was able to retire from playing poker and focus solely on my investments. Playing poker professionally for many years taught me strategic thinking, risk management, and breaking complex situations down to their essence. As an investor, I have a general interest in any business that appears attractively valued and is easy to understand. I usually prefer technology-driven stocks or stocks with growth at a reasonable price, preferably in<\/p>\n","protected":false},"author":1,"featured_media":12695,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[42],"tags":[],"class_list":["post-12694","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>FinVolution Vs. Qfin: Both Undervalued, But Qfin Offers The Bigger Margin Of Safety | LendingSensibly<\/title>\n<meta name=\"description\" content=\"This article was written byFollowI am a former professional poker player with interest and involvement in the stock market for more than 10 years. 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